A fix and flip loan is a short-term financing option designed for real estate investors looking to purchase, renovate, and sell properties for profit. Loan Science LLC provides funding for both the acquisition and renovation stages of your fix and flip project.

A commercial bridge loan is a temporary financing solution used to bridge the gap between a real estate transaction’s immediate funding needs and its long-term financing. It is particularly useful for investors acquiring or refinancing commercial properties.

Traditional banks focus heavily on personal debt-to-income metrics and lengthy credit reviews. Loan Science operates as an asset-backed private credit manager. We underwrite the real estate asset, market feasibility, and exit strategy first—offering faster approvals, direct loan officer access, and custom-tailored capital structures.

Most of our short-term bridge and rehabilitation loan programs carry no prepayment penalties, allowing investors to sell or refinance as soon as project improvements are complete without added costs.

While specific criteria may vary, we typically consider factors such as industry, risk, property value (if applicable), liquidity, credit and experience as a real estate investor.

In certain circumstances depending on the project type, the borrowers and other parameters.